Fire Insorance.


Insurance Quote

Cover your property against fire.

This is a basic fire insurance plans which indemnifies you against damage to your property caused by fire, lightning or explosion only. You can decide to extend your insurance to cover other perils:

Aircraft damage.
Riot, strike, malicious damage.
Storm, typhoon, hurricane, tornado, flood and inundation.
Impact damage.
Subsidence and landslide, including rockslide.
Bursting and overflowing of water tanks, apparatus and pipes
Missile-testing operations.
Leakage from automatic sprinkler installation.
Bush fire

Main exclusions of the Standard Fire Product.

The Standard Fire and Special Perils Policy can be availed with following variations to suit business requirements:

Fire due to own fermentation, natural heating or spontaneous combustion of stocks
Burning by order of any public authority.
Explosion of boilers or steam generating vessels and machinery subject to centrifugal force by its own explosion or implosion
Pressure waves generated by aircraft
Total or partial cessation of work/retarding/interruption of any process or operations arising out of riot, strike, malicious damage
Burglary, housebreaking, theft, larceny in any malicious act.
Impact damage by rail/road vehicle or animal belonging to the insured or employee or any occupier of the premises
Normal cracking, settlement, bedding down, upheaval of land/structures, coastal or river erosion, defective design, workmanship or use of defective materials
Destruction or damage caused by forest fire
Excess amount mentioned in the schedule/policy i.e. the minimum amount of claim to be borne by the client
Loss or damage caused by war or warlike situations
Loss or damage by pollution or contamination except due to insured peril
Loss or damage to electrical machine/apparatus which is the source of fire
Architects', surveyors' and consulting engineers' fees exceeding 3% and debris removal expenses exceeding 1% of claim amount Any consequential losses.