Critical Illness insurance.


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Critical Illness.

A health insurance plan that covers critical illness means you can insure yourself against the risk of serious illness in much the same way as you insure your car and your house. It will give you the same security of knowing that a guaranteed cash amount will be paid if the unexpected happens and you are diagnosed with a critical illness.

Advantages of Critical Illness Plan.

The Critical Illness health insurance plan has the following advantages:
The benefit amount is payable once the disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis.
The insured receives the amount as lumpsum so that he can plan the treatment accordingly.
Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover both in India & abroad.

Key Features:

The product is offered from 18 yrs – 65 years for proposer & 6 yrs for Children.
Medical examination may be required in some cases based on the age and the benefit amount opted by the proposer.
Very competitive premium rates.
Sum insured options of Rs. 100000/- to Rs. 5000000/- for age group of 6 yrs. to 60 yrs.
Sum insured options of Rs. 100000/- to Rs. 500000/- for age group of 61 yrs. to 65 yrs.